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Federal Insurance and Retirement Benefits

This includes a brief description of your Federal employee insurance and retirement benefits. Each benefit title is linked to more detailed information for you to explore. If you have questions about enrollment, eligibility or your personal benefits, please contact the servicing Human Resources (HR) office for your Agency. If you do not know who to contact, please reference your offer letter or ask your supervisor for a contact number for your HR office.

Insurance Benefits

The Federal government offers an array of different insurance benefits to permanent employees. Temporary and intermittent employees may be eligible for health insurance and the health care flexible spending account.

New employees must make most insurance benefit elections with the first 60 days of employment. After the first 60 days, you may be able to elect or make changes to your insurance elections during an open season, or if you experience a qualifying life event. Visit the links below for more information about your insurance benefits:

Additional Insurance Benefits Resources:

Retirement Benefits

Most employees hired today have three separate retirement benefits that work together for a comprehensive retirement plan: a Retirement Annuity, the Thrift Savings Plan and Social Security. Employees hired prior to 1/1/1984 under the Civil Service Retirement System do not have a Social Security component, unless earned from non-federal employment.

New employees may want to consider changing their Thrift Savings Plan contribution amounts or allocations. See the links below for additional information.

Additional Retirement Resources: